DIY Provincial (ON) or Federal Business Incorporation 1-2-3 & Save your money

 https://forums.redflagdeals.com/diy-provincial-federal-business-incorporation-1-2-3-save-your-money-1769225/

I've done this a number of times, most recently for a new Ontario company I just incorporated. I thought I'd share how easy peasy it is. You don't need lawyers or online filing services etc. Save your money. You can do either Provincial or Federal Incorporation. You should google 'provincial vs federal incorporation' to decide which is best for you.

Provincial Incorporation - Ontario:

1. Ordered an Ontario Nuans name search report at http://www.corporationcentre.ca/docen/pns/home.asp for $25+HST. Was delivered to my email within 1/2 hr. Printed 2 copies. Note that if you just want a numbered company you do not need this report and you will just be assigned the next number they are handing out. Many use this (as I have) for holding companies that just hold investment assets rather than are active companies operating businesses doing trade.

2. Printed and filled out 2 copies of the Ontario Incorporation Form 1 from http://www.forms.ssb.gov.on.ca/mbs/ssb/ ... 07116E.pdf. Entered myself as sole director & incorporator, 'no restrictions' on share xfer, 'unlimited common shares' and 'none' for all the other questions.

3. Cycled down to the 375 University Ave. 2nd Floor and submitted my duplicate forms & NUANS and $360 by credit card. They hand you one stamped copy back along with an 'Initial Return by an Ontario Corporation, Form 1' which is a simple form that you need to fill out with basically the same info you just submitted and mail or drop off within 60 days to 393 (not 375!) University Ave, Suite 200. I'll cycle down to drop it off and save the stamp in true RFD spirit and get some exercise while I'm at it.

Total Cost = $360 (Gov't filing fee) + $28.25 (NUANS name search) + $1.13 (binder) = $389.38 and transportation was free. No Annual reporting requirement fee.

If you want to get fancy (but you don't need to) on the share structure, restrictions on xfer, etc then just google or change it later by resolution.

Seals are no longer legally required so I don't order them, nor is an 'official' fancy looking minute book. I just use a $1 dollar store binder and ordinary paper. Nor do you need a lawyer or paralegal to do the minute book. Samples of minutes can be found online which you can modify to suit your company. Next you just issue the shares to whomever and fund the company either via loan or share purchase or just use your own money or credit card and get reimbursed via petty cash report to the company. Then go open a business bank account and google to see who's the cheapest and meets your needs. Save money and don't get a company credit card but just use your personal one and let the company reimburse you (too much business use might result in the CC company requiring you to use a business CC, but unless you are buying huge amounts of inventory on it or other huge obviously business related charges you will have no problem).

The whole process took 90 minutes (including going to Dollarama!).

Federal Incorporation - Canada:

Many aspects are similar to Ontario incorporation. However, this can all be done online.

1. Go to https://www.ic.gc.ca/app/scr/cc/Corpora ... rp-wz.html and just answer the questions.

2. Note that you only need a NUANS report if you want a named company instead of a numbered company. If you just want a numbered company you do not need this report and you will just be assigned the next number they are handing out. Many use this (as I have) for holding companies that just hold investment assets rather than are active companies operating businesses doing trade. Note that if you order a NUANS report for Ontario or Federal they must be used for that incorporation. You cannot use an Ontario NUANS report for Federal incorporation and vice-versa.

3. Enter your payment method and then wait for your incorporation documents to arrive via email.

Total Cost = $200 (Gov't filing fee) + $28.25 (NUANS name search) + $1.13 (binder) = $228.38 $20 Annual fee for Annual reporting requirement if done online.

Note: There is no requirement to report shares issued/transferred/bought/sold or shareholder information to either authority as erronously reported around the InterWebs. In fact there is no requirement even to decide any of that at the time of incorporation but you better do it shortly after incorporation if you have multiple shareholders as everyone wants to know what they are getting. If it's just you there is no rush but you have to have it done by the time you prepare your first financial statement and certainly before you file your first corporation tax return. You need not contribute anything to the company and the share can just have a nominal value of $0.01. Personally I just loan $ to my co and have it paid back. You can do that with multiple shareholders too. 

温哥华华人会计师前五名 - The Best 5 Accountant In Vancouver

也许你正在寻找一个靠谱的会计师，特别是温哥华这里，你的选择很多。那么这里我来做一下我的推荐吧。排名不分前后。

 

1. May Chen：PhD, CPA, CGA

主攻个税，对于海外资产有自己的见解。

maychencpa75@gmail.com

May Chen Consulting Corp.

Suites 322, 3800 Wesbrook Mall

Vancouver BC  V6S 2L9

Tel: 604-282-1099

Cell: 778-318-9966

2.Richard Cui , CPA

rcui@ccwcpa.ca

3. Emily Sun, CPA, CGA

info@csuncpa.com

 

4.S&M Business Solutions 

• 联系人:

  Emily Sun

• 电话:

  236-591-6068

• 电子邮件:

  info@csuncpa.com

5. Lei

 

注明，本文并不构成任何实质建议，对任何的内容本人不负法律责任。

How to tell if Your Bookkeeper Knows What They Are Doing

 sources:https://www.bcjgroup.ca/news/how-to-tell-if-your-bookkeeper-knows-what-they-are-doing/

Your bookkeeper is an integral part of your team. You need to have confidence in their abilities and trust that they are doing their job correctly. The fact that you have hired a bookkeeper might indicate that it is an area of your business that you are not comfortable handling yourself. If that is so, how can you tell if your bookkeeper is doing a good job or if they know what they are doing?

Your bookkeeper should be helping you increase your margins by providing you with appropriate strategic advice. It is also important for them to be ensuring that your business is compliant with all Canadian Revenue Agency (CRA) regulations.

To know if your bookkeeper is doing all they can do to help your business succeed, here are some questions you should be aching yourself:

Are You Communicating in The Same Style?

Today, video meetings have become quite popular, especially since the start of the pandemic. They allow for a much more personal means of communication. Often, email and text messages fail to convey context, which can result in confusion and misunderstanding. With video meetings, more subtle visual cues come into play, which can play an important role in communicating.

If you seek this kind of interaction, but your bookkeeper only contacts you through the occasional email, you are not communicating effectively, which can result in you not being fully aware of what’s happening in your business. You and your bookkeeper should agree on a method that works best to keep you in contact.

Are They Responsive?

Few things are worse than urgently needing information and advice but having to wait an extended period for your bookkeeper to respond. This can adversely affect your business, so why does it happen? There are a couple of reasons.

Your bookkeeper may be disorganized. They may forget deadlines or have a bad habit of procrastinating. In many cases, they don’t have practice management software in place. Worse still, they may not consider your business a priority if you are not one of their top clients.

Are They Proactive With Their Advice?

As part of your team, your bookkeeper should be proactive in identifying potential issues and offering advice. This means asking questions and being aware of what’s going on in your business. If they are not doing this, they are not actively involved in helping you become more successful. It might be time to look for someone new who will take a more active interest.

Will They Show You The Books?

If your bookkeeper is hesitant to show you their work or let anyone see the books, that should send up a red flag. It’s possible that they are not managing the books correctly or worse, they could be stealing from you.

With cloud accounting software, you should always have access to all your information and should have the ability to log in and review your files at any time. If you do not have access and your bookkeeper is preventing you from gaining it, it’s time to replace them.

Are You Receiving Monthly Reports?

Your bookkeeper should be providing you with monthly reports. Your income statement (profit and loss) and balance sheet provide important information that you need to make decisions regarding your company’s financial health and growth. If you are not receiving these reports on time each month, your bookkeeper is not prioritizing you the way they should.

Have You Reviewed Their Qualifications?

Many bookkeepers are unfortunately lacking in experience, sometimes even lacking the most basic knowledge required to do their job. There is no regulatory body for bookkeeping in Canada and there is no obligation to take a bookkeeping course before taking on clients, though many will do so for various reasons such as providing credentials to their clients. Failing to check your bookkeeper’s qualifications can end up being a costly mistake.

Have You Received a Notice from The CRA?

Perhaps more than anything else on this list, this is a major indication that something is wrong. By the time you receive a notice from the CRA, your accounting is likely in trouble and you may be about to experience an audit. If so, it is probably wise to have a tax lawyer or an accountant ready to assist you. Having reliable professionals available to advise you through this process will be invaluable.

Your bookkeeper should be an active, engaged part of your team and Someone you can trust and rely on to help your business grow. If they don’t meet the standards mentioned above, or if you are dissatisfied in any way, it may be time to look elsewhere for help.

 

什么时候是创办小企业的合适时机？

 

创业从来都不是一件容易的事。您需要决定您的服务或产品供应、您的目标受众是什么——以及何时是发布的好时机。 

根据 Vistaprint 的一项研究，62% 的美国人希望成为企业主。1但有多少人真正了解创业、经营和发展企业需要什么？现在是他们生命中开始一个正确的时间吗？

“并不是所有的想法都是独一无二的，而且它们也不是只给一个人的，”商业女性网络的创始人托尼科尔曼布朗在接受 The Balance 的电子邮件采访时说。“最终获胜的是采取行动的人。所以，一旦有了想法，就应该行动起来。” 

企业家们列举了很多创业的原因，包括不喜欢他们目前的工作，需要一个有创意的出路，或者只是满足了对更多钱的渴望。无论您的动机是什么，建立企业的时机和理由都必须是有目的的。 

以下是一些重要的步骤和考虑因素，以确定是否是让您的企业取得成果的合适时机。 

研究并找到您的目标受众

每个伟大创意的核心是您打算为谁服务。您的目标受众包括需要或想要您的产品或服务的人，反过来，可以帮助您的业务取得成功。专注于初创公司的内容网站 Failory 最近发布的一项研究发现，90% 的初创公司都失败了。其中一个主要原因是该产品不适合所选市场。2 

要确定您的业务是否有市场，进行研究至关重要。根据小型企业管理局 (SBA) 的说法，发现您的优势和独特的销售主张并最终确定您的目标市场的关键是：

• 进行市场研究，例如收集有关年龄、人口和财富的人口统计数据
• 分析消费者行为和经济趋势

当您发展您的商业理念时，请经常调查您的目标受众，以了解您如何解决他们的问题并满足他们的需求。找到目标受众的一种可行方法是通过专注的 Facebook 群组。 

例如，Jazmine Thompson 在无法为女儿的头发找到保湿产品后，创立了她的纯素护发品牌 Winnie & Co.。 

“在寻找适合我女儿的产品时，我意识到其他妈妈也有同样的问题，”汤普森在接受 The Balance 电话采访时说。为了为幼儿开发纯素美发产品，汤普森利用她在 Facebook 育儿小组中的成员身份与其他母亲交流并获得有关她们需求的反馈。这反过来又激励她将思想付诸行动并开始她的事业。 

在目标市场上测试你的想法 

如果你有一个商业想法，但不确定它是否会奏效，最好的发现方法是试水。 

2019 年，Dopely Lit 的所有者 Tonita White 有了一个推出家庭香水的想法，目标是向她所说的“城市”消费者推销大豆蜡烛。  

“我只是不断地回到家庭香水系列的想法，”怀特在最近的一次电话采访中告诉 The Balance。“我需要一个有创意的出路，我希望它成为我喜爱和享受的东西。” 

忙碌的双胞胎母亲决定从小处着手，通过创造两种香水来测试市场。怀特随后制定了供应预算并开设了快闪店。在尝试了她的商业理念并意识到人们喜欢她的产品后，这位企业家决定在 2020 年继续前进。她开发了一个网站和社交媒体来充实她的业务。此外，怀特扩大了她的产品线，包括节日香水和蜡烛融化。 

你有时间、精力和资源吗？

如果您准备好开展一项业务，您将需要有时间投入到这件事上，需要精力来度过困难时期、财务资源以及支持您努力的网络。

时间和精力 

虽然您可能急于开展业务，但时间是您需要考虑的关键因素，尤其是在您的家庭和职业生活方面。 

例如，假设您是一位有小孩但没有很多托儿服务的全职妈妈。开展一项需要您全天为客户提供服务的业务可能不是一个现实的选择。或者，如果你的职业要求很高，那么开展同样要求很高的业务可能会让你很快筋疲力尽。 

你仍然应该相信你的想法的价值。只需考虑如何以更合理的方式实现您的愿景。 

如果您的日程安排因其他职责而受到限制，请制定一个可行、高效的日程安排来管理您的业务。这将帮助您感到有动力继续经营，同时有效地管理您的运营。 

“耐心很重要，”商业战略教练兼 Kingdom Legacy Partnerships 创始人 Teresa Satchell 通过电话给 The Balance 说。“有生命的季节，也有商业的季节。由于生活或情况，您将不得不调整或提供更少的服务，但这并不意味着您停止。” 

金融资源 

您打算如何为您的新业务提供资金？对于许多企业家来说，创业意味着为法律结构、运营成本、营销和供应制定预算。作为经营业务的一部分，您将产生经常性费用。

您经营业务所需的资金数额很大程度上取决于您正在建立的运营类型。例如，开始写博客的企业家将花费很少的费用。然而，启动需要店面或大量设备的业务的人将需要商业计划和良好的信用来资助他们的想法。 

当您考虑现在是否是开展业务的合适时机时，请问自己以下重要的财务问题： 

• 你存了多少钱来资助你的生意？ 
• 您的信用是什么样的，它会帮助还是阻碍您开展业务？ 
• 如果您的信用不好，您需要做些什么来建立您的信用，以便您准备好开展业务？ 
• 您需要 什么启动资金来资助您的业务？
• 您的业​​务费用是多少？ 
• 开展这项业务将如何帮助或损害您的个人财务（特别是如果您辞掉工作以开展这项业务）？ 

网络支持

例如，通过LinkedIn和行业相关专业组织等社交渠道与他人建立联系的能力对于创业至关重要。 

“在创业之前，请与商业顾问交谈，以帮助您做出明智的选择，”萨切尔说。“创业是一段旅程。在正确的合作伙伴关系中与人建立联系将推动您更上一层楼。你需要遇到合适的人并建立联系。” 

季节性考虑

一年中的时间也可能会影响您创业的能力。有些人可能会在年初开始创业，因为相信新的一年会有新的开始。与此同时，其他人可能认为，当市场适合接受他们的产品时，就应该建立业务。 

例如，如果您是一名面包师，那么在夏季开始计划您的业务是有意义的。到秋季，您可以通过品尝活动推销您的业务产品，以便为假期做好准备。 

你已经制定了计划

无论您从事何种行业，开展业务的最佳方式是制定稳健的战略性业务计划，并在执行和维持该计划的能力方面切合实际。毕竟，经营企业需要奉献精神并了解您的目标受众、您所在行业的经济前景以及您自己的财务能力。 

然而，一个强有力的商业计划，连同你的竞争和市场分析，可以强化你的愿景——并帮助你在任何时候将你的想法变成现实。  

2022报税季来了! 拿疫情福利怎么报? 这些新变化别忘

 今年的报税截止日期是2022年4月30日，但由于4月30日是星期六，所以 CRA要求在2022年5月2日及之前收到申报。
如果你或配偶是自雇人士，则必须在2022年6月15日之前提交纳税申报表。如果未能按时完成付款，可能会导致福利中断甚至罚款。
小编也为大家总结了一些报税注意事项，以防遗漏。
1. 2022年申报的是2021年的全年净收入。
这不只是一项义务，更关系到各种福利，比如养老金、消费退税等问题。
2022年，联邦税率按照个人收入调整为了五个级别：
每年，大多数所得税和福利金额都与通货膨胀率挂钩。加拿大税务局在2021年11月宣布，用于2022年税率等级和金额的通货膨胀率将是2.4%。
年满18岁的加拿大居民都可以在免税储蓄账户（TFSA）中持有符合条件的投资产品，例如现金、股票、债券、互惠基金等。
工作收入、生意收入、投资收益，比如利息、股票分红、租金等其它收入。但需要注意的是，RRSP 和 TFSA账户里的收益，不算收入。所有这些收入加起来，就是总收入。
RRSP供款限额：2022年的 RRSP年度限额从之前的2021年27,830元的限额增加到 29,210元。您仍然可以在2022年3月1日结束的RRSP季为2021纳税年度为RRSP供款。
基本个人免税额：如果您的收入为155,625元或以下，则2022年的联邦个人基本抵免额（basic personal amount）金额最高为14,398元。如果您的收入为221,708元或更多，则个人基本抵免额适用于更高的应税收入，为12,719元。
TFSA 供款限额：2022年的年度TFSA限额保持不变，为6,000元。如果您自2009年实施TFSA以来一直有资格供款，那么您的总供款空间现在为81,500元（假设您到目前为止没有提款或重新供款）。
联邦税率：2022 年的联邦税率和税率如下：

工资收入通常在发工资的时候，会预扣一部分所得税。有些自雇收入或者其他收入比较高的，可能需要分期纳税。
而且需要注意的是，在疫情期间所有联邦政府发放的补助金都属于taxable income，都需要报税。

每年的二月底之前，公司、银行、政府等会把上一年的收入以及预扣税的情况发给个人。比如 T4, T4E, T4A, T3, T5等，就可以知道上一年总收入是多少，又扣了多少的税。
对每个等级部分的收入数额使用相应税率，分别计算税额。
CERB和CESB在发放时是没有预扣税的，除非加上这两项补助金后依然没有超出个人免税额，否则就需要补税。

2. 2022 年个人税收变化
因为疫情下的2021年又是不平凡的一年，和往年可能只专注于获取T4表的情况不同， 2021年纳税申报表可能看起来有点不同。
获得COVID-19福利的加拿大人必须在纳税申报表上报告收入。
例如，您必须报告从加拿大康复福利 （CRB）、加拿大康复疾病福利 （CRSB） 和加拿大康复护理福利 （CRCB） 获得的收入。这些福利的接受者将从CRA获得T4A单。
这三项福利在源头扣缴了税款，但是，根据您从其他来源获得的收入，您可能仍欠税或收到退款。

3. 如果是以下情况，CRA 将认为您已按时提交报税表：
于2022年5月2日或之前收到
您的纸质报税表的邮戳日期为2022年5月2日或之前
对于自雇人士或配偶/伴侣自雇人士，截止日期延长至2022年6月15日。
按时报税不仅仅是按时获得退税。另外，延迟报税可能会导致罚款，也可能会延迟或对您的政府福利产生负面影响。
例如，您可能会错过加拿大儿童福利金和GST/HST 抵免额。

4. 2022年逾期报税的处罚
如果您有未付的税款余额，可能因提交迟交的纳税申报表会受到处罚。
如果您获得退款或您的税款余额为零，则在截止日期之后寄回您的报税表不会受到处罚。
当您欠加拿大税务局 （CRA） 的税款时，迟交所得税和福利申报表的处罚如下：
逾期报税罚款
CRA 会立即对您的欠税余额征收5%的罚款，再加上每月欠税余额的1%，最长可达12个月。
例如，如果您欠下5,000元的税款并延迟12个月提交纳税申报表，您的税单将增加到：
5,000 元 x 5% = 250 元，加上
5,000 元 x 1% x 12 个月 = 600 元
迟交罚款 = 850 元，将您的整体税单增加到 5,850 元。

此金额不包括额外的利息罚款。
如果您在前几年也迟交了税款，CRA 可以将您的“迟交”罚款增加到您税款余额的10%，再加上每月2%的罚款，最长可达20个月。
逾期报税利息
除了“逾期申报”罚款外，政府还将对您所欠税款收取利息，包括罚款。
在某些情况下，如果您能证明您无法控制的情况阻止您履行纳税义务，例如经济困难、自然或人为灾害、严重疾病或事故、邮政罢工等。
使用表格RC4288申请罚款豁免。
税务提示：即使您无法向CRA支付您欠他们的税款，在截止日期之前提交税款仍然是有意义的。这样做意味着您可以避免迟交罚款，并且只会为支付利息而陷入困境。

5. 注意2021居家办公的税收减免
这项扣除是在你的个人所得税申报中提出的。扣除项目会减少你的收入税额，因此它们会减少你的总体所得税负担。
这种方法简化了你对家庭办公费用（家中的工作空间费用以及办公用品和电话费用）的申报。如果你在一年中由于COVID-19大流行病的原因，至少连续四周在家工作超过50%的时间，你可以为这期间你在家工作的每一天减免2加元。
然后，你还可以索赔你在这一年中由于COVID-19大流行病而在家工作的任何额外天数。可以减免的最高金额在2020年为每人400元，2021年和2022年为每人500元。这种方法只能在2020年、2021年和2022年的纳税年度使用。

从anytimemailbox租用美国私人地址的详细步骤

 anytimemailbox的美国地址服务商，在全球有600多个网点，而且网点正在不断增加中，于是选了一个网点做测试，目前已使用这家的地址收到了一些包裹和普通邮件(银行帐单、信用卡、借记卡等)。由于这家网点众多，一大批人使用同一个地址的几率大大降低，因此做个详细的申请使用攻略。

这种邮件转发的服务商一般提供以下服务：

• 美国私人街道地址
• 接收通过 USPS, UPS, FedEx, DHL投递的包裹和邮件
• 邮件和包裹转运
• 包裹到达时通过电子邮件通知
• 在线查看和管理您的收件箱
• 在线查看每个包裹和邮件标签的图片
• 文件粉碎，即不重要的或者不想要的文件和包裹，直接让服务商粉碎并丢弃
• 添加多个收件人
• 打开邮件并扫描邮件内容成PDF格式文件（部分服务商提供这个功能）
• 代存支票（部分服务商提供这个功能）
• 自己上门取件（部分服务商提供这个功能）

这种地址除了可以收信用卡、储蓄卡，用来购物也很方便，配合美国信用卡，可以大大降低海淘被砍单的概率。因为提供的服务多，收费自然也不便宜。由于Anytimemailbox是采取加盟的模式，因此每个网点提供的服务以及收费并不完全一样，但是都大同小异，如图：

Anytimemailbox的注册流程是这样的：

1. 选择一个合适的地址
2. 注册并付款
3. 填写1583表格并公证
4. 上传公证好的1583表格，验证通过后就可以正常使用租来的美国地址了

如果你想给家人办副卡或者申请信用卡，可以添加多个收件人，每个收件人要单独填写一份1583表格并公证

选择地址

注册网址：anytimemailbox，打开以后点“BROWSE USA LOCATIONS”选取合适的网点，如图：

其中加州的地址最多，高达132个，这里随机选一个来做演示，如图：

点击California(加州)，打开加州的地址列表，地址很多，看得人眼花缭乱，选了一个Penn Valley郡的地址，如图：

地址格式如下：

Jun Wang

11354 Pleasant Valley #998

Penn Valley, CA 95946

United States

选最便宜的Bronze套餐，点”Full Details”查看详细的收费情况，每一项的解释可以查看上文中的图片。

选择地址的时候，建议考查以下几个因素：

• 是不是私人地址，即COMMERCIAL MAIL RECEIVING AGENCY显示为N
• 月管理费
• 套餐每个月免费收取包裹和邮件的数量，转运包裹和邮件的处理费，免费存包裹的天数等（Incoming Mail ）
• 套餐免费添加收件人的数量 （Recipients）
• 地址是否满足你的需求：免费州？是否支持你要办理的业务？

通过Look Up a ZIP Code查询地址是不是商业地址，我们需要的是COMMERCIAL MAIL RECEIVING AGENCY显示为N的地址，输入要注册的地址，如图：

只需要输入 “Street Address”, City, State以及ZIP Code，然后点”Find”。搜索结果默认是折叠的，需要点右边向下的箭头打开，如图：

很幸运，随便找的这个地址不是商业地址，即COMMERCIAL MAIL RECEIVING AGENCY显示为N，如图：

这个套餐的基本信息如下：

1. US$ 9.99 /月，US$ 109.99 / 年
2. 每个月可免费收30封邮件，超过以后，每封US $0.35
3. 包裹、邮件处理费，US $5/每个，邮费另算
4. 包裹可免费存30天，超过以后，US$ 0.05 /个/天
5. 默认2个收件人，每超过一个收到US$ 10.00/月，还不如重新租一个地址
6. 加州不是免费州，但可以用于申请Velo的担保信用卡来建立美国信用记录

综合来看，这个地址是合格的，只是处理费稍贵。由于建立信用记录至少要2-3个帐单周期，且有半年左右的信用记录以后再申请美国运通会比较稳，因此建议选年付套餐。

注册

选择邮箱号码并输入自己的真实姓名，如图：

接下来输入个人信息，请如实填写，地址建议使用英文证件上的地址，方便后面进行1583表格的公证，如：国际驾照翻译认证件上的地址，旅游签证上的地址，如图：

接下来验证邮箱地址，如图：

缴费，付完款以后可以添加另外的收件人并着手准备填写1583表格并公证，如图：

我没有使用虚拟信用卡，取而代之的是招行银行的外币信用卡，主要是担心Anytimemailbox要验证信用卡所有权，有可能需要提供实体信用卡的照片。

注册成功以后，收到了下面的提示：

Congratulations! Your digital mailbox has been created!

Your mailbox address has been reserved. Please note in order for you to view and manage your mail we need a completed notarized USPS Form 1583 and two forms of ID. This process can be achieved online anytime by logging into your mailbox.

公证1583表格

接下来需要完成USPS Form 1583并进行公证，注意：中国人不能使用Anytimemailbox提供的在线公证，千万不要点”Notarize Onlie Now”，点这个按钮会马上从你的信用卡扣除25美元，然后跳转到在线公证的网站。这个选项只有在美国的人可以使用，需要有SSN及回答5个和你相关的问题，答不上来通不过预审。

有网友在评论中提到可以使用Anytimemailbox提供的可以跳过SSN验证的链接进行公证，只需要25美元。网友mixmix使用该链接进行公证的时候发现notarize.com只接受中国的护照，别的中国证件不支持，这使得公证的难度大大增加，因此不建议使用这家提供的公证服务。

中国人只能选”Use Own Notary”，常见的在线公证网站有：

1. www.notarycam.com
2. www.safedocs.com

你也可以去美国驻中国大使馆进行公证，与公证护照的流程一致，具体可参考：如何去美国驻广州总领事馆公证中国护照

填写1583表格并进行在线公证的方法我将在另外一篇文章里单独进行介绍，链接在这里：USPS Form 1583 是什么以及公证1583表格的具体流程

添加多个收件人

菜单是：Settings—>Authorized Recipients ，需要和实际运营这个地址的工作人员联系，下方有联系方式，可以打电话或者发邮件。当我联系工作人员的时候，工作人员让我联系客服，让客服帮我添加。于是通过网站右下角的Live Chat Support联系客服，客服帮我生成了多个收件人的USPS Form 1583表格，下载表格后在线公证，然后上传，接着等待工作人员验证。

其他美国地址服务商：

USAbox.com

优点：有免月租的套餐，如果只收包裹(通过快递公司邮寄的物品，如FedEx, DHL，UPS)，不需要填写1583表格。这个地址可以收BOA的借记卡、信用卡，如果没有提交1583表格，在BOA开户的时候让银行经理给你发快递(FedEx, DHL，UPS)，不要发USPS。
缺点：只有一个地址，并且是在USPS登记的商业地址，不能用于申请AMEX信用卡

Shipito.com

优点：有免月租的套餐，如果只收包裹(通过快递公司邮寄的物品，如FedEx, DHL，UPS)，不需要填写1583表格，包裹可以免费存储7天。
缺点：不能转运信用卡、借记卡

Six Things to Do When Starting a New Business

 

When starting a new business, there are several things you have to take into consideration. You can have the best products on the market and still not be successful if you haven’t set your business up properly. Below are six key aspects you should be focusing on as you set up a new business and lay the foundation for future success.

1. Naming Your Business

Your business name is one of the most important aspects of any new venture. Your business name means a lot, and the most successful brand names can become very well-known and associated with quality. When naming your business, keep the following in mind: it should be easy to remember, reflective of what your business does, stand out in the market and have positive connotations.

Also, make sure it is a name that has not already been registered or a name that has been trademarked.   In order to check to see if a proposed name is available, it is prudent to use a NUANS professional to assist you.  A professional will preclear the name first and provide you with their opinion as to whether the name is available BEFORE the NUANS is ordered.

2. Business Registration

Once you have begun the process of starting a new business, you must register online or mail to the ministry the proper registration forms to operate. Business registration works on several levels, and you may register your small business with your city or municipal area, your province or the federal government.

You can incorporate your business provincially or nationally. It’s helpful to engage a company such as that specializes in business registration or a law firm which is most likely the more expensive option. When completed, you will have all the information you need such as official registration of your business’s name for your GST/HST account, and your Business ID number.

3. Goods and Services Tax/Harmonized Sales Tax

When starting a new business, it is generally a good idea to register for a GST/HST account as soon as your business is established. If your business makes more than $30,000 a year, you must charge GST/HST. Plan for success; don’t wait until you break the $30,000 threshold in sales. Above all, talk to your accountant for advice.

NOTE: HST/GST refers to Harmonized Sales Tax/Goods and Services Tax.  One tax account is opened for both of those taxes. When selling to customers in different provinces you are required to charge those customers HST/GST at the rate for that province.  You can determine the rates by referring to Revenue Canada’s Provincial Rate Table.

4. Insurance

When starting a new business, insurance is a required part of daily operations. For example, most businesses in Ontario must register with the WSIB within 10 days of hiring their first worker. As a business owner you are responsible for your workplace’s safety and your workers’ well-being.

You will also want to consider various other insurance plans to cover things such as your business’s physical property, goods, protection against natural disasters, and liability insurance to protect both employees and customers.

5. Communication With Customers

A business needs to have ways for their customers to communicate with them. Naturally you will want a phone number so customers can call with inquiries about products, services or general information. When setting up a phone number, make sure you choose professional-level services and a number that is distinctive, and if possible, not easily confused with other companies.

A website is also a highly valuable asset. Not only can you use a website to promote your business and provide information to customers, you can also use it as a storefront in its own right to take orders online.

6. Marketing, Branding and Social Media

Marketing is key when starting a new business. You have to get your business’s name out there in the community to drive sales. It takes more than having a website to reach customers. Marketing is a proactive part of business and you need to be involved. Now that you have a brand name, it’s time to leverage it on social media.

Setting up accounts on popular social media websites allows you to promote your business, inform customers of upcoming events, respond to customer questions, and engage with the community through contests and the like. Proper use of social media makes your company more well-known and can encourage sales.

Why a Company Needs a Minute Book

 

You would be surprised at how often a minute book will be requested for review.  Not every organization that wishes to see it has a right to see it but you may not be able to move forward with your company’s work if you cannot show them the proof they demand. Below are some reasons why a company needs a minute book.

Some Reasons Why a Company Needs a Minute Book

• An investor’s solicitor may wish to review the minute book to assure his client that he is investing in a valid and subsisting company and may wish to ensure the documentation required to bring the investor in is documented
• A bank may request to see the book to confirm the structure before agreeing to loan money to the company and the bank may wish to see the by-laws in order to determine what authority the directors and officers have to borrow money
• If you wish to sell the company you will definitely be required to show that you have documented all transactions from the date of incorporation to the point of sale
• Transferring the business from yourself to your family cannot be done unless the minute book is in order since ownership must be able to be approved by the family member.  If there is no minute book, there is no evidence of ownership
• Real estate transactions frequently result in ownership needing to be proved and without a complete minute book this cannot be done
• Government offices such as the Workers Compensation Board may request your minute book to prove the percentage of ownership.  If you cannot provide proof of the percentage of ownership between you and your spouse, then you may pay more tax
• When the company purchases a vehicle the government office may request to see the minute book before agreeing to put the vehicle in the name of the company
• If the company is audited by the government it will be requested to present its minute book
• Cases are coming up where strangers are taking over existing small private well established companies.  The stranger changes the names of the directors and officers on the public record to the new person.  They then gain access to tax records by providing Revenue Canada with the notice of change.  Once they take over the business, they open up an office using your company’s name.  Ownership is evidenced in the minute book by the preparing of resolutions to allot shares, appoint directors and officers.  If you do not have a minute book proving ownership will be more difficult.  Your good name and goodwill could be destroyed during the time you are fighting to get your company back.

Why a Company Needs a Minute Book – Annual Returns, Initial Returns, Notices of Change 

Certain returns and filings have to be done with respect to a new incorporation, on an annual basis and when changes have occurred in addresses, directors and officers.  By law these must be documented and filed with the government. The professional who sets up your company knows what these are, will file them upon incorporation as required and let you know what will need to be done in the future.  If these filings and returns are not maintained properly your company may be dissolved for non-compliance of the laws.

Why a Company Needs a Minute Book – Extra Costs Will be Incurred 

There are many reasons why a minute book may be requested.   As you can also imagine time is usually of the essence when a minute book is requested for review and that again can increase the cost of having one set up and documented.  As well, if the company has been around for many years that can increase the cost of creating a new minute book.

Setting up your minute book and maintaining it as you go along will save you money and aggravation in the long run.

If you wish to understand more about minute books refer to What Goes in a Minute Book

Partners in a Company

If you and a business associate start a company together and down the road there are problems, if there is no minute book set up and if approvals at meetings have not been documented properly, that person may be able to leave the company with more assets than he brought in because you will not be able to prove otherwise.  Shareholders agreements are frequently prepared in addition to the set up of the minute book to ensure all parties are protected.

Lawsuits are in the courts every day over problems that occur amongst shareholders of companies.  To protect yourself you should have a minute book set up which clearly shows ownership and it is prudent to also have a shareholders agreement prepared by a competent solicitor.

Resources for Canadian Business Owners has over 30 years’ experience in setting up, maintaining and rectifying the most complex of corporate minute books.

https://www.canadianbusinessresources.ca/why-a-company-needs-a-minute-book/